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Youssef Ghafir

Financial analyst
About

Analytical, motivated and detail-oriented accounting and finance graduate with a Master's degree in Accounting. Adept at applying financial principles, conducting data analysis, and ensuring the accuracy and integrity of financial records. Possess strong analytical skills, a solid understanding of accounting standards and regulations, and the ability to work effectively in both team and independent settings.

Previous Brands
Moroccan Capital Markets Authority
Evlox Denim
Morocco Credit Bank
National Office of Electricity
Work Experience
Financial Analyst – Internship
Jan ‘23 - Jun ‘23
Moroccan Capital Markets Authority

• Assessing and managing financial risks, including market risk, credit risk, and liquidity risk • Examination of financial transactions files (Initial Public Offering, bonds issuing, takeover bids) • Multidisciplinary analysis of economic and industry trends to provide insights and recommendations • Conducting financial research projects (analysing company financials, industry benchmarks, and economic indicators)

Financial Controller – Internship
Jan ‘23 - Jun ‘23
National Office of Electricity

• Developing budgets, financial forecasts, and variance analysis to ensure the company's financial goals are met • Analysing financial reports to provide insights, identify trends, and make strategic recommendations to improve financial performance. • Creating financial models to support decision-making, scenario analysis, and long-term planning • Assist in the preparation of accurate financial statements (income statements, balance sheets, and cash flow statements)

Credit and banking risk analyst – Advanced Internship
Jan ‘23 - May ‘23
Morocco Credit Bank

• Assessing the creditworthiness of individuals and businesses by analysing financial statements, credit reports, and other relevant data • Monitoring and analysing credit portfolios to identify potential risks and opportunities for improvement • Extracting insights from large datasets and create meaningful reports for management • Using credit scoring models to evaluate credit risk and make informed lending decisions

Accounting Assistant – Discovery Internship
Jan ‘23 - Apr ‘23
Evlox Denim

• Management of supplier and customer accounts (entry and control of invoices and expense reports, management of payments and reminders, keeping of purchase and sale books) • Assisting in the preparation of monthly, quarterly, and annual financial statements • Preparing VAT returns for multiple entities

Languages
English
French
Arabic
Experienced Categories
High street
Experienced Work Environments
Boutique
Experienced Product Categories
Menswear
Accessories
Responsibilities
Client Help
Complaint handling
Cash register
Product demos
Client Advising
Product setup
Product labelling
Inventory control
Store Maintenance
Stock control
Education & Training
The University of Greenwich
‘22 - ‘23
MSc in Accounting and Finance
the National School of Business and Management of ElJadida (ENCG
‘18 - ‘21
Master of Sciences in Accounting , Finance and Management
the Preparatory Classes to Business Schools (CPGE
‘15 - ‘16
Certificate in Economics and commerce
Ibn Abbad High School
Baccalaureate in Economics and Management